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  • Hilary Young

Financing Options for Your New Roof

A new roof is the perfect topper for your home and financing it should be a painless process. That’s why, at Georgia Roof Advisors , we want to provide multiple options to help you fit your new roof into your current budget. Our aim is to help make securing a loan as seamless and stress-free as possible. Through our preferred lenders, EnerBank and Payzer and our local bank partner, Fifth Third Bank , we strive to help you find the best financing terms to meet your needs.

Let’s take a look at the options we have available to help you finance your new roof.


Georgia Roof Advisors offers unsecured home improvement loans for up to twelve years through EnerBank. An unsecured loan means that no collateral is required on your end and the loan is based solely on your creditworthiness.

This type of loan is an optimal fit for a homeowner with good creditworthiness and a credit score above 640. The loan term can range in length from three to twelve years. A twelve month, same as cash loan is also available. This means that there are no payments or no interest for the first twelve months. Interest rates range from 8.99 to 14.99 percent dependent upon the applicant’s credit score. Below is a breakdown of loan amounts per term, or length of loan.

Loan amount Term

$1,000 to $1,420 3 years

$1,421 to $3,499 5 years

$3,500 to $7,499 7 years

$7,500 to $10,000 10 years

$10,001 to $45,000 12 years

Service Finance (via Payzer)

Payzer offers customers two options if their credit score is over 640. Each of these options has an interest rate of 9.99 percent for either eight or ten-year terms.

Fortiva (via Payzer)

Fortiva is a great financing option for homeowners whose credit score is less than perfect, meaning a score below 640. The interest rates for this type of financing range from 9.99 percent to 29.9 percent, depending on the borrower’s actual credit score. The loan terms are shorter, ranging from 23 to 65 months in length. With this type of loan, the maximum loan amount available is $20,000.

Lending Tree (via Payzer)

Lending Tree is our preferred lender for commercial loans.

Each financing option can be explained in further detail, including monthly payment terms and start dates by contacting Georgia Roof Advisors or starting the process to determine your eligibility on our website. As with all financing, creditworthiness is a key component in securing the best loan available to you, so make sure you are actively monitoring your score.

We hope that this information is helpful when you are deciding how to finance your new roof. Do not hesitate to give Georgia Roof Advisors a call at (678) 757-3477 for a free inspection or to discuss your financial options.

Financing Options for Your New Roof

Georgia Roof Advisors

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